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11% are under-employed

By Matthew Plant

6 September2021

Worker When someone's out of work, simply finding a job can look like the answer to (a lot of) their problems. But what if that job doesn't give them the hours they need? Part-time jobs suit some people just fine - but there are over three million others looking to work more hours.

According to the TUC (Trades Union Congress), there are now 3.3 million under-employed people in the UK, who either want more hours or have a part-time job because they can't find full-time work.

That's a 42% increase over the last four years. It also means that over one in ten workers in the UK are under-employed, with women and people in low-skilled jobs being more likely than others not to have enough paid hours a week.

'Under-employment,' the TUC states, 'causes a huge cut in pay, and often also involves working well below your skill level. Long periods of this kind of work can put a real strain on the finances of workers and their families, and can damage people's career prospects.'

Clearly, it's a situation that can lead people into debt and / or make it much harder to stay on top of debts they were already carrying. If you're struggling with your finances, it pays to sit down and create a budget so you have a clear picture of where you stand. If the numbers show that your income simply isn't enough to cover your expenditure, it's important to take action quickly - and look into your options before the problem has a chance to get any worse.

Image iStockPhotos / Dmitry Mordvintsev

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Tags: debt, employment, working hours, part time

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