No credit check bank account

4 August2009

If you have a bad credit history, you may have found it difficult to open a bank account.

A bank account is an important part of most people`s day-to-day living. It gives us somewhere to safely keep our earnings, as well as access to a range of useful services. In short, a bank account can make life a lot simpler.

Most banks will offer a basic bank account to people who cannot get a regular account - but a Think Banking account takes this one step further. A Think Banking account offers all the benefits of a basic bank account, and more.

Bank account with no credit checks

At Think Banking, we don`t carry out a credit check on our customers - so even if your credit history is less than perfect, you will still get the bank account you`re looking for.

Not only that, but with a Think Banking account, you`ll never receive any charges for going overdrawn or missing direct debit payments. The monthly fee covers the many services we provide, including your own personal Money Manager, who can help you with any questions or queries you might have.

Your personal Money Manager will also help you to budget - making sure that enough money is put aside to cover your essential costs, leaving you to spend the rest as you wish.

Why is a bank account so important?

A bank account can help you to get the most out of your finances, as well as making it much easier to keep track of your money.

Earn interest
Most bank accounts pay interest, providing you stay in credit.

Have your salary paid straight into your account
Many employers will only pay salaries into a bank account - meaning that your employment opportunities could be limited without one. Even if your employer will pay you in other ways, a bank account is by far the most convenient way of storing your money.

Get access to more facilities
One of the main advantages of having a bank account is a debit card - enabling you to pay for things without taking out any cash. You`ll also be able to set up things like direct debits for bills, which can make managing your finances a lot simpler.

For more information on the Think Banking account - a bank account with no credit check required - click here or call 0800 195 2912.

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Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.

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