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10% have driven without insurance

By Matthew Plant

13 November2021

Around 1 in 10 people have driven without insurance - and twice as many have driven without a valid MOT, meaning their car insurance could be invalidated.

The figures come from research by Halifax Car Insurance, which also points out that around the UK, accidents involving uninsured drivers cost around 380m per year and injure 23,000 people (according to the MIB - Motor Insurers' Bureau).

While 10% said they struggled with the cost of an MOT, the cost of not having one could be far greater, as they could face a penalty of up to 1,000. Half of respondents said they reckoned they could 'get away with' not having an MOT. Around 75% said they were simply unaware that their MOT had run out.

The research involved a poll of 2,000 people and was carried out on 7th / 8th August this year.

"Driving without valid insurance is not only against the law," said Jeremy Ward, head of Halifax Car Insurance, "but can also impact financially on those who have appropriate cover as they may be unable to recover damages from an uninsured driver."

A spokesperson for Think Insure commented: "Talk to one of our agents and they'll search our panel of leading UK car insurance companies, so you can choose the policy that delivers the cover you need at a price to suit your budget. The cost of motor insurance has fallen over the last year, so you could be pleasantly surprised."

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