Quick links to latest articles:

Insurance firms & DVLA to fight fraud together

By Matthew Plant

3 July2021

Car insurance, MOT and Road Tax documents Insurance companies and the DVLA (Driver and Vehicle Licensing Agency) have agreed to work together to make sure insurers always get the right information, fighting fraud and saving honest motorists money.

For the vast majority of motorists, it's good news: figures show that around 23% of drivers aren't straightforward about their driving history. Among them are thousands of people who are actually disqualified from driving altogether and buy insurance 'in an attempt to evade detection'.

Insurers have now agreed on funding for a joint project that the DVLA will go ahead and build. The ABI (Association of British Insurers) calls it a 'major initiative in reducing fraud' - and it could be up and running by 2014.

Once that happens, drivers will need to give their driving licence number when they apply for motor insurance. That means the DVLA's database can be checked to make sure the information's all accurate.

"This is a significant step forward in the fight against insurance fraud," said Nick Starling, the ABI's Director of General Insurance.

"We know that up to a quarter of motorists with driving offences, including disqualification, either do not declare them, or declare something less significant. This unfair to safer, honest motorists, and increases their premiums.

"Being able to access to the DVLA database will not only root out fraud," he concluded, "but also make the process of applying for insurance faster, produce more accurate premiums, and reduce disputes in the event of claims."

Image iStockPhotos / StocknShares

Tags: insurance, dvla, fraud, insurance fraud, car insurance, cars, motor insurance

Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.

All About Money Limited © 2013. All rights reserved. 42 Boston Rd, Sleaford, Lincolnshire NG34 7ER.