Loan calculator

Do you want to take out a loan to fund home improvements, by a new car or cover the cost of your dream wedding? Are you unsure about how much you'd have to repay every month?

Our quick, easy-to-use loan calculator can help you to work out roughly how much your monthly loan payments would be - and all it takes is three simple steps.

Calculate your loan repayments

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Our loan calculator is intended for illustration purposes only. For a personalised quote and advice on secured loan deals for your circumstances, call us on 0800 195 2910 or click "Apply Now" then fill in the form. Loans are provided by our sister company Think Loans & Mortgages Ltd.

17.9% APR (typical). 66% of our customers get this rate or lower.

1. Work out how much you want to borrow

How much you'll need to borrow with a loan all depends on what you're looking to buy - whether you're planning to upgrade the car or take a well-deserved family holiday, the cost could obviously vary quite a bit.

With a loan with us, you could borrow any amount between 3,000 and 100,000 pounds, so as soon as you've decided on the size of the loan you need, simply move the slider accordingly.

Then move onto the next step.

2. Decide how quickly you can repay the loan

Our calculator can help you decide how much you could realistically afford to pay towards the loan every month without stretching your finances too far.

Remember that the longer your repayment period, the smaller each payment will be - but the more it's likely you'll pay overall in interest. On the other hand, a shorter repayment period means you'll repay the loan in full faster - but each payment you'll make will be bigger.

Once you've worked out a repayment period you feel happy with, change the slider to a timeframe that suits you, and then you can move onto the final step.

3. Rate your credit history

Your credit history could have a big impact on the rate of interest you'll be offered on your loan.

If you have a good credit history, you could be offered a lower rate of interest than if you have an average or poor credit score.

Whatever the shape of your credit file, the more accurate you can rate it, the more accurate your result could be.

Calculate your monthly loan repayments

Once you've entered all the required information, we'll let you know how much your monthly payments could be.

It's important to bear in mind, however, that this is just a basic illustration. There are various factors that could affect the size of your payments (such as your employment status, your income and outgoings, etc.), so it's important to speak to a professional before making any final decisions.

You could speak to one of our loan specialists on 0800 195 2910 for an expert opinion.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. DEBT CONSOLIDATION MAY INCREASE THE AMOUNT TO BE REPAID IN THE LONG TERM. Subject to status. A 12.5% arrangement fee is payable on completion. The actual rate available will depend upon your circumstances. Ask for a personalised illustration. Calls may be recorded.

Company Registration No. 4291279. Consumer Credit Licence No. 512740. Think Loans is a trading name of Think Loans & Mortgages Limited. Carlton House, Vere Street, Salford Quays, M50 2GQ. Registered in England and Wales. Authorised and regulated by the Financial Services Authority in respect of regulated mortgage and general insurance contracts. Calls to 0800 numbers from BT landlines are usually free. Calls to other networks may vary and you should check with your network provider for full details of your service.

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