Items tagged with: DAS

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A bank account for DAS

20 June 2021
A basic bank account might be the best option while you're on DAS (the Debt Arrangement Scheme); there's no overdraft and often no credit check. Read more here.... read more »

What is the minimum amount of debt to file for bankruptcy in Scotland?

28 May 2021
You need a minimum amount of debt of 1,500 to qualify for bankruptcy in Scotland, although there are other ways to deal with debt if you don't qualify.... read more »

Can I get a bank account if I am on DAS (DPP)?

18 May 2021
A DPP can negatively affect your credit rating, which could affect your ability to obtain a bank account.... read more »

Can I get a bank account if I am on DAS (DPP)?

18 May 2021
A DPP can negatively affect your credit rating, which could affect your ability to obtain a bank account.... read more »

Debt Arrangement Scheme: pros and cons

18 May 2021
A look at the pros and cons of the Debt Arrangement Scheme (DAS). Read more here.... read more »

Debt Arrangement Scheme (DAS) on the up again

26 April 2021
The number of people entering a Debt Payment Programme through the Debt Arrangement Scheme (DAS) has increased again, as more Scottish residents face up to their debt problems before they reach the stage where bankruptcy's the only realistic option. ... read more »

What does debt consolidation mean?

10 April 2021
You may have heard the phrase 'debt consolidation' - but it actually has two, quite different, meanings.... read more »

Debt Arrangement Scheme - publicity campaign

23 February 2021
The Scottish Government is making a point of promoting DAS (the Debt Arrangement Scheme), a Government-run debt management tool which helps borrowers repay their unsecured debts without having to enter insolvency (which in Scotland would mean bankruptcy or a Protected Trust Deed).... read more »

Scotland: DAS doubles in a year

7 February 2021
The number of people finding out about - and using - the Debt Arrangement Scheme (DAS) is growing rapidly.... read more »

Debt in Scotland: insolvencies falling

25 January 2021
The number of Scottish residents tackling their debt problems by entering insolvency is falling, freshly released figures from the Accountant in Bankruptcy (AiB) reveal.... read more »

How do you qualify for DAS?

31 August 2011
This article looks at how you can qualify for DAS, whether DAS is right for your situation, how to apply and what you can expect on DAS.... read more »

Insolvencies across the UK: how does it all add up?

11 August 2011
A look at insolvencies across the whole of the UK - rather than just country-specific figures - along with some insolvency facts we hope you'll find interesting.... read more »

A look at Scottish debt solutions

29 July 2011
There are various debt solutions available only to Scottish residents, such as DAS, Trust Deeds and LILA. Here's a quick rundown of what each of those solutions involves. ... read more »

DAS: Debt Payment Programmes up 35%

21 July 2011
The number of people in Scotland starting a Debt Payment Programme through the Debt Arrangement Scheme (DAS) rose by 35% between April and June this year.... read more »

Debt Arrangement Scheme and Trust Deeds - what's the difference?

8 July 2011
Trust Deeds and Debt Arrangement Schemes are debt solutions, only available to residents of Scotland, which can help people tackle serious debt problems.... read more »

DAS or bankruptcy (sequestration) - which is better?

7 July 2011
DAS (Debt Arrangement Scheme) and bankruptcy are two debt solutions designed to help with very different circumstances. So how do you know which could be right for you?... read more »

Debt Arrangement Scheme to be improved

8 March 2011
In Scotland, people who are struggling with their unsecured debts may be able to take advantage of the Debt Arrangement Scheme (DAS).... read more »

What is DAS (Debt Arrangement Scheme)?

17 January 2011
If you`re a Scottish resident with debts that you simply can`t afford to repay, the Debt Arrangement Scheme (DAS) could help you.... read more »


Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.