Items tagged with: Debt Payment Programme

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A bank account for DAS

20 June 2021
A basic bank account might be the best option while you're on DAS (the Debt Arrangement Scheme); there's no overdraft and often no credit check. Read more here.... read more »

What is the minimum amount of debt to file for bankruptcy in Scotland?

28 May 2021
You need a minimum amount of debt of 1,500 to qualify for bankruptcy in Scotland, although there are other ways to deal with debt if you don't qualify.... read more »

Can I get a bank account if I am on DAS (DPP)?

18 May 2021
A DPP can negatively affect your credit rating, which could affect your ability to obtain a bank account.... read more »

Debt Arrangement Scheme: pros and cons

18 May 2021
A look at the pros and cons of the Debt Arrangement Scheme (DAS). Read more here.... read more »

Debt Arrangement Scheme - publicity campaign

23 February 2021
The Scottish Government is making a point of promoting DAS (the Debt Arrangement Scheme), a Government-run debt management tool which helps borrowers repay their unsecured debts without having to enter insolvency (which in Scotland would mean bankruptcy or a Protected Trust Deed).... read more »

Debt Arrangement Schemes: what is a Debt Payment Programme?

5 August 2011
Debt Arrangement Schemes: what is a Debt Payment Programme? Click here to find out.... read more »

What are the pros and cons of a Debt Arrangement Scheme?

20 June 2011
What are the pros and cons of a Debt Arrangement Scheme? Click here to find out.... read more »

Debt Arrangement Scheme to be improved

8 March 2011
In Scotland, people who are struggling with their unsecured debts may be able to take advantage of the Debt Arrangement Scheme (DAS).... read more »


Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.