Items tagged with: borrow

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NewBuy homes scheme 'hit by high mortgage rates'

19 September 2021
A major builder has said that a Government-backed scheme designed to help homebuyers with smaller deposits get a new-build home has been affected by the high mortgage rates offered by lenders, the Independent reports.... read more »

How much can I borrow for a mortgage?

19 July 2021
Lenders take a number of factors into account when they work out how much you can borrow for a mortgage. ... read more »

Credit cards at Christmas

12 December 2011
When Christmas comes around, plenty of us will run into more expenses than we expected. If and when that happens, it's often tempting to turn to some kind of borrowing - something which a third of us will do this year, a recent study indicates. ... read more »

Mortgage lending remains low

11 April 2011
Figures from the Council of Mortgage Lenders (CML) have revealed that mortgage lending is `still running at very low levels`, the BBC reports.... read more »

EU mortgage Directive - what does it mean for borrowers?

4 April 2011
A proposed EU (European Union) Directive will - if passed - offer mortgage borrowers more protection through stronger regulations regarding mortgage advertising, advice, creditworthiness assessment, pre-contractual information, and early repayment.... read more »

Home loan lending improvement in January

3 March 2011
The Bank of England (BoE) has released figures showing an improvement in home loan lending in January, as the property market `recovered some of the ground it lost` following the cold snap in December, The Independent reports.... read more »

Fall in consumer borrowing sparks credit restrictions warning

28 February 2011
According to figures from the Finance & Leasing Association (FLA), the amount of debt taken on by consumers fell by 6% in 2010, The Independent reports.... read more »

Pressure for homebuyers amid rate-rise speculation

21 February 2011
As The Telegraph reports, homebuyers are `under increasing pressure amid fears of sooner-than-expected interest rate rises`. The news comes as official figures from the Council of Mortgage Lenders (CML) revealed there was a fall in mortgage lending in January.... read more »

Fall in home loan lending

18 February 2011
Figures from the Council of Mortgage Lenders (CML) have shown that in January, gross home loan lending fell to an estimated 9.2bn - 13% lower than the 10.6bn recorded in December. ... read more »

Cost of fixed-rate home loans at six-month high

11 February 2011
Research by personal finance website Moneyfacts has revealed that fixed-rate home loans have reached their most expensive level in six months, The Telegraph reports. ... read more »

Increase in home loans for lower deposits

3 February 2011
Figures from financial information group Moneyfacts have revealed that the proportion of home loans available to people with small deposits has reached its highest level for 24 months, the Independent reports. ... read more »

Home loan borrowers to benefit from increased protection

28 January 2011
Home loan borrowers to benefit from increased protection... read more »

10.3m 'reliant on borrowing to cover costs'

9 February 2009
New research from the Post Office has suggested that 10.3m British citizens are reliant on credit - potentially including loans - to pay for everyday living expenses.... read more »

LIBOR rate continues to fall

13 November 2008
The wholesale cost of borrowing continued to fall this week, raising hopes that interest rates on loans and mortgages could fall in the near future. ... read more »

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