Items tagged with: debt management

Quick links to latest articles:

Guide to debt collectors and bailiffs

3 August 2021

If you're looking for help and advice on how to deal with debt collectors and bailiffs, our guide could give you the answers you need.

... read more »

Bailiffs and debt management

17 July 2021
Even if bailiffs are contacting you, you may still be able to reach an agreement with them. A debt management plan could help.... read more »

FAQs: Commonly Asked Debt Consolidation Questions

17 July 2021
Debt consolidation could help you to arrange payments you can afford, simplify your finances and take some pressure off your budget.... read more »

Do you need debt management?

16 July 2021
Debt management can help people who are struggling to pay their bills because of their unsecured debts. ... read more »

Top 5 ways to improve your debt management skills

13 July 2021
Here are five practical ways you could change your debt management skills for the better.... read more »

Debt management: an affordable way out of debt?

12 July 2021
If you can no longer afford to repay your unsecured debts as agreed, a debt management plan could lower your payments to a level you can afford... read more »

Is it possible to get a debt management plan if on benefits?

18 June 2021
If your income from benefits is high enough, you may be able to start a debt management plan. If not, there are other debt solutions available. ... read more »

What happens if I don't repay a payday loan?

12 June 2021
If you don't repay a payday loan, your debt will grow. Speak to a debt adviser if you're struggling. ... read more »

How to draw up a Trust Deed

11 June 2021
You don't need to be a legal expert to enter into a Trust Deed, but you do need the help of an expert to set one up for you. Read more here.... read more »

At what stage in a debt management plan are debts written off?

28 May 2021
A debt management plan is not designed to allow you to write off your debts - it's designed to help you repay them more easily. ... read more »

What is the minimum amount of debt to file for bankruptcy in Scotland?

28 May 2021
You need a minimum amount of debt of 1,500 to qualify for bankruptcy in Scotland, although there are other ways to deal with debt if you don't qualify.... read more »

What happens if I want to cancel a debt management plan?

28 May 2021
You don't sign a contract when you start a debt management plan, so you can cancel it at any time - but you should be mindful of the consequences on your finances. ... read more »

Why you shouldn't ignore debt

23 May 2021
Ignoring debt can cost you financially and affect other areas of your life too. Speaking to a debt management company could help you to do something positive about problem debts.... read more »

Will my employer find out if I get a debt management plan?

22 May 2021
If you're considering a debt management plan you may be wondering who will find out about it. ... read more »

Can I get an IVA if I live abroad?

21 May 2021
If you live abroad and have UK debt, you may be able to clear it with an IVA. ... read more »

Debt management plans explained

18 May 2021
A debt management plan could help you to reduce your monthly debt repayments to an affordable level.... read more »

What documents do I need for a debt management plan?

17 May 2021
Here is a summary of the documents you'll need to apply for a debt management plan and how to find out whether a debt management plan is right for you.... read more »

What is credit card debt management?

17 May 2021
What does credit card debt management mean? Is it different to 'standard' debt management?... read more »

How long is a debt management plan?

17 May 2021
Three major reasons why a debt management plan can vary in length. Read more here.... read more »

Is your partner money minded or a bad budgeter?

14 May 2021
What do people think of their partner's financial skills? If you're considering sharing your financial responsibilities with someone else, it's an important question.... read more »

Fees payable when continuing service is provided. Repaying debt over a longer period may increase the total amount to be repaid. Calls are recorded and are usually free from UK landlines. Mobile phone users may be charged and should check with their service provider. Cards are provided by third parties and are subject to eligibility, status and terms and conditions. Applicants must be UK residents aged 18 or over.